Third-party insurance must be purchased at the border for a nominal fee.


Medical insurance should be purchased before you leave your own country and should include emergency air evacuation coverage if you’re spending any time in remote parts of the country. There are two medical rescue organisations.


SES, a subsidiary of The Unisure Group, is a health and life insurance provider, offering specialised solutions to individuals, families and companies across the globe. We’ve got a strong focus on sub-Saharan Africa and our world-class clinics and networks within Zambia and neighbouring countries ensure that we provide our members with top healthcare and emergency medical services, 24/7. If you’d like to learn more about our services, including Group Benefit Solutions for companies of all sizes, let’s connect!